Crisil hiring Senior Research Analyst-Credit Risk: Apply Now -

Crisil is one of the leading, agile, and innovative global analytics company, hiring for Senior Research Analyst in Credit Risk (Retail Banking).

Job Profile

Senior Research Analyst- Credit Risk (Retail Banking)

Master’s in finance/ Mathematics/ Economics/ Statistics/ CA.
CFA certifications will be an advantage
Strong understanding of core finance and accounting concepts.
Knowledge of financial services and retail banking operations (ideally in a global bank set-up) are required

4-8 years of experience in credit risk assessment associated with retail lending products
Prior experience in retail loan life cycle operations such as loan origination, account/portfolio management or loan collections/resolution is required
Experience in SAS and SQL is a must
High level of analytical acumen is a must
Experience in credit risk modelling and scorecards is preferred
Knowledge of regulations pertaining to banking and retail loans is preferred
Excellent report writing and communication skills.

The role entails supporting the Credit Risk team of a global bank, in analyzing their retail lending products (such as mortgages, credit cards, loans and overdrafts).
Supporting loan origination activities such as loan approvals/declines, credit line assignment, risk-based loan pricing, limit setting, loan loss modelling, line increase/decrease, etc.
Credit risk management of the assigned retail portfolio and performing loan analytics (such as stress testing, sensitivity analysis)
Creating interactive dashboards to visually represent and review key metrics and performance/trends for the underlying retail lending portfolio
Generating MIS, business insights and highlighting portfolio hotspots by deploying available data and applying statistical tools/techniques
Engage with client teams proactively and identify opportunities for standardization of processes to bring in effectiveness and gain efficiency

Ranges between Rs. 4.4 lakhs to Rs. 25 lakhs

Interested candidates with relevant experience can share their CV’s on monika.khirani@ext-crisil.com.